MBA & Beyond – Terms and Conditions
Welcome to MBA&Beyond.com, an Higher Education consultation platform/service owned by MBA AND BEYOND PTE LTD. MBA&Beyond (“Platform” or “We” or “Us”) provides a range of services for prospective students pursuing MBA programs and beyond, including profile creation, university matching, recruitment services, application assistance, and information about relevant products and services. This Terms of Use (“Agreement”) outlines the legally binding terms for your use of the Platform (including, but not limited to, info.mbaamdbeyond.com, www.mbaandbeyond.com app.mbaandbeyond.com (MIRROR), websites, web applications etc.) and/or Services provided by MBA & Beyond. By using the Platform, you agree to be bound by this Agreement, whether you are a “Visitor” (a user browsing www.mbaandbeyond.com) or a “Member” (a registered student with MBA & Beyond). The term “User” (or “You”) refers to a Visitor or Registered User or a Member. You are authorized to use MBA&Beyond Services only if you agree to abide by all applicable laws and this Agreement. Please read this Agreement carefully and save it. If you do not agree, you should leave MBA & Beyond.com and discontinue use of its Platform and/or Services immediately.
Modification of Agreement
MBA&Beyond may modify this Agreement from time to time. Such modifications shall be effective upon posting on the MBA&Beyond website. You agree to be bound by any changes to this Agreement when you use MBA&Beyond Services after such modifications are posted. It is your responsibility to review this Agreement regularly to stay informed of any changes.
Account Responsibility
If you use mbaandbeyond.com (MIRROR) in a manner that requires setting up an account with a username and password, you are responsible for maintaining the confidentiality of your username and password and for restricting access to your computer/mobile device. You agree to accept all risks and responsibilities for all activities that occur under your username and password.
Prohibited Uses
Any use of another user’s information for commercial purposes or to obtain direct financial gain (including, but not limited to, mass marketing purposes) is prohibited. Such use constitutes a violation of this Agreement. The Platform and/or Services are intended for personal use only. Commercial uses are strictly prohibited unless prior written consent from MBA&Beyond is granted. You agree not to use the Platform for chain letters, junk mail, spamming, solicitations (commercial or non-commercial), or bulk communications of any kind, including distribution lists to individuals who have not specifically permitted inclusion.
Content Submission
You represent and warrant that nothing submitted by you on the Platform shall contain content that is harassing, libelous, defamatory, abusive, threatening, harmful, vulgar, obscene, profane, sexually oriented, racially offensive, inaccurate, or otherwise objectionable. Additionally, such content must not violate any law, rule, or regulation, infringe or misappropriate any copyright, trademark, or other intellectual property rights, or encourage illegal conduct. MBA&Beyond reserves the right to delete any such material without your consent.
Impersonation and Username Policy
You agree not to impersonate any person or entity, whether real or fictitious, including but not limited to employees, Profile Experts or consultants of MBA&Beyond. You also agree not to use inappropriate usernames.
Intellectual Property
You acknowledge that you may not upload, post, reproduce, or distribute any content on or through the Platform that is protected by copyright or other proprietary rights of a third party without obtaining permission from the rights owner. Any copyrighted or proprietary content distributed with permission must include the appropriate copyright or proprietary rights notice. Unauthorized submission or distribution of copyrighted content is illegal and may result in personal liability or criminal prosecution.
a. Copyright Infringement
If you believe your copyrighted work or the work of others has been infringed, please send a written notification of the claimed infringement to MBA&Beyond at Legal@mbaandbeyond.com with the following information:
- An electronic or physical signature of the person authorized to act on behalf of the copyright owner;
- A description of the copyrighted work claimed to be infringed;
- A description of where the allegedly infringing material is located on the Platform;
- Your telephone number, address, and e-mail address;
- A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- A statement made under penalty of perjury that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.
By using MBA & Beyond, you agree to these terms and conditions:
Use of MBA & Beyond Platform and Website Content
MBA & Beyond authorizes you to view and access the platform/website solely for your personal, non-commercial use. You shall not copy, adapt, or reverse-engineer the underlying HTML code or any portion of the website or the content appearing therein.
The contents of this platform/website and all other websites under MBA & Beyond’s control, which are accessible through this platform/website MBAandBeyond.com (collectively known as “MBA & Beyond Sites”), including all text, images, graphics, logos, links, button icons, software, and other content (collectively, “Website Content”), are the property of MBA & Beyond, its content suppliers, or clients. The compilation (meaning the collection, arrangement, and assembly) of all content on this website is the exclusive property of MBA & Beyond and is protected by copyright laws.
Unauthorized copying, use, or distribution of the Website Content (including its use on any other website) may violate copyright, trademark, and other intellectual property laws. You are prohibited from using the website in any manner that violates applicable foreign, domestic, federal, or state laws, rules, or regulations, or in a way that infringes the copyright, trademark, trade secret, or other intellectual property rights of others, or violates the privacy, publicity, or other personal rights of others. The use of defamatory, threatening, hateful, obscene, or abusive language, images, or postings on the MBA & Beyond Sites is strictly prohibited.
MBA&Beyond Platform/Website Security Rules
You are prohibited from violating or attempting to violate the security of any MBA & Beyond Site, including, without limitation:
- Intercepting or accessing data not intended for you or logging into a server or account that you are not authorized to access.
- Attempting to probe, scan, or test the vulnerability of a system or network, or to breach security or authentication measures without prior express written authorization.
- Attempting to interfere with service to any user, host, or network, including, without limitation, by submitting a virus to any MBA & Beyond website, overloading, “flooding”, “denial of service attacking”, “spamming”, “mailbombing”, or “crashing”.
- Sending unsolicited e-mail, including promotions and/or advertising of products or services.
- Forging any TCP/IP packet header or any part of the header information in any e-mail or newsgroup posting.
- Violations of system or network security may result in civil or criminal liability.
Permitted Users
MBA&Beyond Sites may be used only for lawful purposes by individuals seeking information about MBA programs, the application process to such programs, scholarships, financial aid, etc. MBA&Beyond specifically prohibits any other use of the website. By using the website, you agree not to take any of the following actions with respect to any MBA&Beyond Site:
- Interference with Website Functionality:
Using any device, software, or routine to interfere with or attempt to interfere with the proper working of any MBA&Beyond Site or any activity being conducted on the website.
- Prohibited Navigation and Searching Tools:
Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent, or other device or mechanism (including, without limitation, customized browsers, spiders, robots, avatars, or intelligent agents) to navigate or search any MBA&Beyond Site other than the search engine and software available from MBA&Beyond on such MBA&Beyond Site and other than generally available third-party web browsers such as Microsoft Explorer, Google Chrome, Mozilla Firefox, Apple Safari, etc., is strictly prohibited.
- Excessive Load:
Taking any action which imposes an unreasonable or disproportionately large load on any MBA&Beyond Site’s infrastructure, including, without limitation, denial of service attacks.
- Content Aggregation and Duplication:
Aggregating, copying, or duplicating in any manner any of the Website Content or information available from any MBA&Beyond Site.
User Information
When you register on the website, you will be asked to provide MBA & Beyond with certain information including, but not limited to, your name as a candidate of MBA&Beyond, a valid email address, mobile number, and your educational details (your “Personal Information”). You understand and agree that MBA & Beyond may disclose to third parties, on an anonymous basis, certain aggregate information based on the information you provide to MBA & Beyond and your usage of the website and/or its services. MBA & Beyond will not disclose to any third party your other Personal Information without your prior consent, except to the extent necessary or appropriate to comply with applicable laws, subpoena, or other legally compelled disclosure. MBA & Beyond reserves the right to offer third-party services and products to you based on the information and preferences that you provide to MBA & Beyond during your registration on the website and at any time thereafter; such offers may be made by MBA & Beyond or by third parties. Please see MBA & Beyond’s Privacy Policy for further details regarding your Personal Information. We are not responsible for any data collection and practices of non-affiliated third parties that are linked to from our website.
Passwords
When you register as a member with us at the MBA & Beyond (MIRROR) website, you will be redirected to MIRROR and will be requested to enter a password, which will provide you with access to the MBA & Beyond services, and your account. You are responsible for maintaining the secrecy of your password. In the event of a lost password, you agree that MBA & Beyond may email/SMS such password to the email address/mobile number in our records and associated with your account. You agree that MBA & Beyond shall not be liable for any misuse resulting from this.
MBA & Beyond do not allows users to create personal web profiles and communicate and share content with friends and other users. To help our members identify and interact with each other, we request and display some personal information to other members and visitors.
Policy for NDNC
By using the Website and/or registering yourself at MBA & Beyond, you authorize us to contact you via email, phone call, or SMS to offer our services, provide product knowledge, offer promotional deals running on the website, and offers from associated third parties(ex. Mitul gada). For these purposes, personally identifiable information may be collected. Regardless of whether you have registered under Do Not Disturb (DND), Do Not Contact (DNC), or National Customer Preference Register (NCPR) services, you still authorize us to contact you from MBA & Beyond for the aforementioned purposes for up to 365 days from your registration with us.
Process of Information Collection and Use by MBA & Beyond
MBA & Beyond collects user-submitted information such as name, email address, and mobile number to authenticate Users and to send notifications to those Users relating to MBA & Beyond products/services. MBA & Beyond also collects other profile data including, but not limited to, educational qualifications, mandatory test scores, internship/work experience, national/international research projects undertaken, overseas higher education preferences Essays etc., in order to assist Users in providing the best possible and most apt services. Further, in order to facilitate commerce, we collect credit card information, member’s addresses, or bank information only from those who choose to join MBA & Beyond.
MBA & Beyond also logs non-personally-identifiable information including IP address, profile information, aggregate user data, and browser type, from users and visitors to the website/mobile apps. This data is used to manage the website, track usage, and improve MBA & Beyond services. This non-personally-identifiable information may be shared with third parties to provide more relevant services and advertisements to members. User IP addresses are recorded for security and monitoring purposes.
We may also use a user’s email address/mobile number to send updates, newsletters, or information regarding our services. Users may choose not to receive emails/SMS/WhatsApp messages of this type by “unsubscribing” to such emails/messages.
From time to time, MBA & Beyond or a partner may advertise on MBA & Beyond. Users may be asked to provide personal information including name, email address or home address in order to participate or receive a response from MBA & Beyond or one of its partners. We may transfer personal information to certain partners that you have explicitly requested to receive information from or expressed an interest in.
Use of Cookies
MBA & Beyond uses cookies to store visitors’ preferences and to record session information, for purposes including ensuring that visitors are not repeatedly offered the same advertisements and to customize newsletter, advertising, and Web page content based on browser type and user profile information. We do not link the information we store in cookies to any personally identifiable information you submit while on our website. You may be able to configure your browser to accept or reject all or some cookies, or notify you when a cookie is set — each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences however, you must enable cookies from mbabeyond.com in order to use most functions on the website.
We or our service providers may also automatically collect non-personally-identifiable information about you when you access the website/mobile apps. The website and some emails that we may send to you may also use common tracking technologies like:
- Cookies: A cookie is a small text file that is placed on your computer or mobile device to distinguish you from other visitors to the website.
- Web Beacons: A web beacon (also referred to as a “pixel tag”) is a small block of code that is placed on a website page or within an email to help distinguish you from other visitors to the website, assess traffic patterns, and measure your engagement with the website or email.
- Google Analytics and Google AMP Client ID API: A service which tracks a user’s journey across website pages.
MBA & Beyond uses these features to collect non-personally-identifiable information about you. This type of information may include (but is not limited to) your IP address and/or domain; the type and version of the Internet browser that you use; the date, time, and duration of your visit to the website, and the specific pages, buttons, images, videos, or other website content that you may access during your visit. These tools enable us to track and target the interests of our users to enhance the experience on and off the website.
MBA & Beyond does not process or respond to Do Not Track signals or other similar signals whereby a visitor to a website requests that it disables collection of information about the visitor’s online activities over time and across different websites. By visiting and using the MBA & Beyond website, you consent to the use of these tracking technologies and related services.
Please note that MBA & Beyond allows third-party advertisers that are presenting advertisements on some of our pages to set and access their cookies on your computer. Advertisers’ use of cookies is subject to their own privacy policies and not that of Ubergrad.
Tracking Technologies
When you access and use the website or MIRROR, we may automatically collect:
- Usage Details: Traffic data, logs, communication data, and resource usage.
- Device Information: Unique device identifier, IP address, operating system, browser type, and mobile network information.
- Stored Information and Files: Metadata and other information associated with files on your device, including photos and contacts.
- Third parties, including mobile device manufacturers and service providers, may use tracking technologies to collect information about you or your device. We may receive aggregated reports on this activity.
Links
MBA & Beyond does not contain links to other websites. We are not responsible for the privacy policies or practices on any such third party websites. Users should review the privacy policies of any sites apart from our own and “Mirror”. Our privacy policy governs information collected on MBA & Beyond (MIRROR).
Blogs, Bulletin Boards, and Public Forums
Information posted in blogs, bulletin boards, or public forums is accessible to the public and may result in unsolicited communications. We are not responsible for such content.
Email/SMS/WhatsApp Choice
Members can opt-out of receiving updates or notifications by “unsubscribing.” All communication includes instructions for opting-out.
Security
MBA & Beyond member accounts are secured by member-created passwords, and MBA & Beyond takes precautions to ensure that member account information is kept private. We use reasonable measures to protect member information that is stored within our database and restrict access to member information to those employees who need access to perform their job functions, such as our customer service personnel and technical staff. Please note that we cannot guarantee the security of member account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time. For any additional information about the security measures we use on MBA & Beyond, please email us at Legal@mbaandbeyond.com
Sharing and Disclosure of Information
Except as otherwise described in this privacy statement, MBA & Beyond will not disclose personal information to any third party unless we believe that disclosure is necessary:
- To conform to legal requirements or to respond to a subpoena, search warrant, or other legal process received by MBA & Beyond, whether or not a response is required by applicable law;
- To enforce the MBA & Beyond Terms of Use Agreement or to protect our rights; or
- To protect the safety of members of the public and users of the service.
MBA & Beyond reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of the sale of MBA & Beyond or substantially all of its assets to that successor in interest.
Use of the Website
Using MBA & Beyond is not a substitute for applying to colleges and universities. The website assists users in consultation and evaluating options but does not replace official applications.
Purchase Qualifications and Account security
To make a purchase, you must comply with the terms set out in this Privacy Policy. You acknowledge that you are responsible for maintaining the security of, and restricting access to, your account and password, and you agree to accept responsibility for all purchases, registrations, and other activities that occur under your account. MBA & Beyond reserves the right to refuse or cancel orders at any time at its sole discretion.
Payment Methods & Terms:
We currently accept the following forms of payment: Debit and Credit Cards (MasterCard, Visa, Discover, American Express – varies across Centers due to banking channel availability, hence do please check with the individual centers), Mobile Wallets, and Bank Wire or Electronic Transfer.
Refund Policy
- Refund in case of incorrect purchase: Programs purchased will not be refunded but can be changed to another program on grounds of incorrect selection at the time of purchase.
- Refund in case of server error: In case the same program is purchased twice due to some server error, the second purchase of the same program will be refunded if requested within 7 days.
- Refund in case of special approval: Refund of any value is possible only if applied within 15 days of the purchase of the product and in the circumstance where the Designated/Chosen Mentor is not delivering on the scheduled calls and the quality as expected is not delivered. In that case, the company will offer the client to choose any other Mentor as a replacement. If the student wishes to cancel the services and take a refund, it will only be possible under the mentioned condition; otherwise, the maximum refund amount is 50% of the fee received, except in case of server error as stated above.
Termination
- Termination by you: You may, at any point in time, choose to terminate your subscription to a service by sending us an email. Such termination will not change any amounts due to us.
- Termination by MBA & Beyond: Breach of any of the terms of this Privacy Policy constitutes a termination of the Agreement. Any and all amounts due under this Agreement shall survive the Term of this Agreement. If you fail, or MBA & Beyond suspects that you have failed, to comply with any of the provisions of this Agreement, including but not limited to failure to make payment of fees due, failure to provide MBA & Beyond with a valid credit card or with accurate and complete Registration Data, failure to safeguard your Account information, violation of the Usage Rules, or any license to the software, or infringement or other violation of third parties’ rights, MBA & Beyond, after notice of 07 (seven) days to rectify such failure to you, may terminate your subscription and/or your Account if such failure on your part still continues. No refunds will be issued in such a case or for early Termination.
Data Usage
The policy governing the data collection and usage on our website and web app is detailed in our Privacy Policy.
Changes in Privacy Policy
From time to time, we may make changes to our privacy policy. If we make changes, we will post them on our site to make users aware of what the changes are so users will always be aware of what information we collect, how we use it, and when we may disclose it. A user is bound by any minor changes to the policy when they use the site after those changes have been posted. If, however, we are going to use users’ personally identifiable information in a manner materially different from that stated at the time of collection, we will notify users by posting a notice on our website for 30 days.
Policy Regarding Persons Who Violate These Terms Of Use Or Infringe The Intellectual Property Rights Of Others
Any violation of these Terms of Use may result in the immediate denial of access to the MBA & Beyond website and use of MBA & Beyond services. MBA & Beyond and our affiliated companies respect the intellectual property of others, and we request that our users and partners do the same. The unauthorized reproduction, copying, distribution, modification, public display, or public performance of copyrighted works constitutes an infringement of the copyright owner’s rights. As a condition of your use of this website, you agree not to use the website or any other MBA & Beyond site( including but not limited to MIRROR etc.) to infringe the privacy or intellectual property rights of others in any way.
We may terminate the accounts of any account holder(s) and block access to our website and/or other MBA & Beyond sites ( including but not limited to MIRROR etc.) of any users who improperly access or use the personal information of others or infringe on the copyrights or other intellectual property rights of others. We reserve the right to take these actions at any time, in our sole discretion, with or without notice, and without any liability to the account holder who is terminated or to the user whose access is blocked. You are deemed to be responsible for all actions taken by persons to whom you grant access to your account.
No Warranties
This website and its WebApp MIRROR acts as a venue for students for services like Consultant Mapping, Content Gathering, Content Review, Branding, School selection, Essays, Resume & LoR’s, Interview Preparation etc. MBA & Beyond is not involved in the actual admission process between universities and students, or any transactions with any other proprietor appearing on the website or in newsletters. As a result, MBA & Beyond has no control over the quality, safety, or legality of the offers, the truth or accuracy of the listings, or the intent or ability of colleges and universities to offer admission. MBA & Beyond is in no way responsible for the ability of a university to provide a quality education. MBA & Beyond is not responsible for the information or recommendations appearing on any forum or chat room associated with any MBA & Beyond site.
If you choose to interact with others on MBA & Beyond, including but not limited to inviting students or guidance counselors to share your profile information, be advised that while MBA & Beyond may choose to take steps that it believes, in its sole discretion, are reasonable in order to determine that the invited person is in fact the person they represent themselves to be, you assume all risks associated with dealing with other users with whom you come in contact through the website and/or other MBA & Beyond sites and agree to hold MBA & Beyond harmless from any and all claims that may arise from such interactions.
The website content may contain inaccuracies or typographical errors. MBA & Beyond makes no representations about the accuracy, reliability, or completeness of any MBA & Beyond site or the website content or the timeliness of any services therein provided. The use of the MBA & Beyond sites and the website content is at your own risk. Changes are periodically made to the MBA & Beyond sites. While we will endeavor to make these changes at a time least likely to interfere with your use of the website, such changes may be made at any time.
Certain portions of the website content may indicate your likelihood of admission to a particular university. Such services are intended to be for directional purposes only and should not be relied upon exclusively in your college search process. Always talk to experts such as college admissions personnel and high school counselors if you are unsure of your chances of admission to a particular college or university. You assume all risks regarding your use of this tool and furthermore understand that any decision to apply or not to apply to any particular college or university and the resulting consequences are your sole responsibility.
MBA & Beyond does not warrant that any MBA & Beyond site will operate error-free or that any MBA & Beyond site and its servers are free of computer viruses or other harmful mechanisms. If your use of any MBA & Beyond site results in the need for servicing or replacing equipment or data, MBA & Beyond is not responsible for those costs. The MBA & Beyond sites and website content are provided on an “as is” basis without any warranties of any kind. To the fullest extent permitted by law, MBA & Beyond disclaims all warranties, whether express or implied, including the warranty of merchantability, fitness for a particular purpose, and non-infringement.
Limitations on Damages
In no event shall MBA & Beyond, its affiliated entities, its suppliers, or any third parties mentioned on any MBA & Beyond site be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use any MBA & Beyond site, Webapp MIRROR and the website content, whether based in contract, or any other legal theory, and whether or not MBA & Beyond is advised of the possibility of such damages.
The aggregate liability for MBA & Beyond to you for all claims arising from the use of the website or any MBA & Beyond site will at all times be limited to the amount paid, if any, by you to MBA & Beyond for the service during the term of your membership.
Links to Other Sites
MBA & Beyond contains no links to third-party websites. We are not responsible for the content or accuracy of any such sites. Accessing linked sites except our webapp MIRROR is at your own risk.
“Powered By” Content
MBA & Beyond may embed third-party features labeled as “Powered By” or similar. We are not responsible for the content of these embedded features.
No Resale or Unauthorized Commercial Use
You agree not to resell or make unauthorized commercial use of MBA & Beyond.
Indemnity
You agree to indemnify and hold MBA & Beyond, its subsidiaries, directors, affiliates, officers, agents, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use of the website and/or services in violation of this Agreement and/or arising from a breach of these Terms of Use and/or any breach of your representations and warranties set forth above and/or if any content that you post on the MBA & Beyond website or through MBA & Beyond services causes MBA & Beyond to be liable to another party. MBA & Beyond shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit, or proceeding.
Disclaimer
MBA & Beyond is not responsible for any incorrect or inaccurate content posted on the Website or in connection with the MBA & Beyond Service, whether caused by users visiting the website or by any of the equipment or programming associated with or utilized in the Service, nor for the conduct of any user and/or Member of the MBA & Beyond Service, whether online or offline. MBA & Beyond assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction, or unauthorized access to, or alteration of, user and/or Member communications. MBA & Beyond is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any website or combination thereof, including injury or damage to users and/or Members or to any other person’s computer related to or resulting from participating in or downloading materials from the MBA & Beyond website and/or in connection with the MBA & Beyond Service. Under no circumstances will MBA & Beyond be responsible for any loss or damage to any person resulting from anyone’s use of the website or the Service and/or any Content posted on the MBA & Beyond website or transmitted to MBA & Beyond Members. The exchange of profile(s) through or by MBA & Beyond should not in any way be construed as any offer and/or recommendation from/by MBA & Beyond. MBA & Beyond shall not be responsible for any loss or damage to any individual arising out of, or subsequent to, relations established pursuant to the use of the MBA & Beyond website. The website and the Service are provided on an “AS-IS” and “AS-AVAILABLE” basis, and MBA & Beyond expressly disclaims any warranty of fitness for a particular purpose or non-infringement. MBA & Beyond cannot guarantee and does not promise any specific results from the use of the website and/or MBA & Beyond Service.
Limitation on Liability
Except in jurisdictions where such provisions are restricted, in no event will MBA & Beyond be liable to you or any third person for any indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profits arising from your use of the website or MBA & Beyond Service, even if MBA & Beyond has been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, MBA & Beyond’s liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to MBA & Beyond for the Service during the term of your membership.
Disputes
Disputes will be governed by Singapore law and the exclusive jurisdiction of the courts in Singapore.
Other
This Agreement constitutes the entire agreement between you and MBA & Beyond. If any provision is invalid, the rest of the Agreement remains in effect. Report misuse or abuse to Legal@mbaandbeyond.com False complaints may result in membership termination.Please email us at Legal@mbaandbeyond.com if you have any questions regarding this Agreement.